Why should you consider single premium insurance?

Single Premium Insurance's primary purpose is to pass wealth onto the next generation - after all, life insurance is one of the very few ways to do that income tax free! Funds you don't plan to use during your lifetime can be leveraged into a significantly larger death benefit which is guaranteed to pass on to your kids, grandkids, or other loved ones quickly, efficiently, and outside of probate.

What if you need the money during your lifetime?

In most states, you'll be able to access the death benefit (not just the cash value) for expenses related to nursing home, home health care, assisted living, and terminal illness, and if you wish to access your money for other reasons, you can do that too! What you don't use during your lifetime will pass onto your beneficiaries - quickly, easily, and income tax free!

You're older and your health isn't what it used to be. Will you be able to qualify?

Fortunately our single premium life insurance policy has a simple issue process so it's likely you can qualify. The first step is to talk with your insurance or financial professional to determine whether single premium insurance is the right choice for you. If you don't have a representative, we'll be happy to refer you to an experienced and trusted professional in your neighborhood.

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